Is it easy to apply for Pudong Development Credit Card?

It is easy to apply.

Is your Shanghai Pudong Development Bank credit card application rejected?

1. Problems with personal credit report

A good personal credit report is the stepping stone for applying for a credit card. It is normal for a Shanghai Pudong Development Bank credit card application to be rejected if the credit record is poor. Cardholders must check their credit report before applying for a card. If they find a bad credit record, they should apply again after 12 months or 24 months, because banks generally will check your credit in the last 24 months when reviewing your information. Record.

2. Not qualified to apply for a card

The basic requirements for applying for a Shanghai Pudong Development Bank credit card are as follows:

1. Aged between 18 and 60 years old;

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2. Have a stable career and income;

3. Good personal credit report

Some high-end cards of Shanghai Pudong Development Bank have higher requirements. If the financial resources are not proven enough, it is understandable that the application will be rejected.

3. The application information is incomplete or incorrect

The most basic condition for applying for a Shanghai Pudong Development Bank credit card is to submit comprehensive and accurate materials. If the applicant provides detailed and true application information and it can be effectively verified, the possibility of credit card approval will be greatly increased. In addition, filling out the application form is also a technical job. For example, the recommender, company phone number, and card sending address in the application form are all bonus points for applying for a credit card, so don’t ignore them easily!

4. The comprehensive credit score is too low

When applying for a credit card, the Shanghai Pudong Development Bank Credit Card Center will conduct a comprehensive score on the individual based on the cardholder’s application form, qualification documents, and credit history. A credit score that is too low will directly result in your card application being rejected. Because qualification documents and credit records are fair and objective and cannot be changed. So if you want to get extra points, you might as well put more effort into your application materials.

5. Credit card applications are too frequent

When Shanghai Pudong Development Bank approves the credit card applicant’s information, it will query the applicant’s credit report. Therefore, a record of the bank's credit report will be left. If an applicant applies for credit cards intensively in a short period of time, the bank may easily suspect him of being a high-risk customer, which may lead to his card application being rejected. It is recommended that you wait 3 months after your card application is rejected before applying again. Of course, if you are not in a hurry to use the card, the longer the interval, the better!

Which credit card is best to apply for in Pudong Development Bank? It is wise to apply for a card on demand!

Card friends are all concerned about which credit card is best to apply for. In fact, whether it is good or not has little to do with the card itself. Instead, card applicants should choose the card type based on their actual spending power and needs. Of course, the higher the level of credit card, the more difficult it is to meet the application conditions.

Today, the editor of Magic Finance will tell you which credit card is best to apply for from Pudong Development Bank. Friends who want to apply for a Pudong Development Bank credit card can take a look.

1. It is easier to apply for Puka than Gold Card and Platinum Card

The higher the credit card level, the higher the bank approval limit, and the corresponding application requirements will be higher. Which credit card is the best to apply for from Pudong Development Bank? In terms of card levels, of course it is the Pudong Development Bank Credit Card General Card that is the easiest to apply for, and the threshold is extremely low.

To apply for a Pudong Development Bank regular credit card, you only need to be over 18 years old, have a good personal credit record, and have a stable job. Of course, with simple application materials, the amount approved by the bank will not be very high.

2. Choose the appropriate card type according to consumption needs

When applying for a credit card, cardholders must choose different card types based on their usual consumption habits. As for which Pudong Development Bank credit card is the best to apply for, if you often travel by plane, you can apply for a China Eastern Airlines card or a Japan Airlines co-branded card. This series of cards has airline miles, and you can redeem them for air tickets after accumulating a certain amount of miles. If you frequently shop in supermarkets or refuel your car, you can apply for an accelerated points card. This series of cards accumulates points quickly. If you like to watch videos, you can choose the Tencent Video co-branded card. A 2-year Tencent Video membership is waiting for you. There are also McDull cards and China Mobile co-branded cards that are both good. It depends on your own consumption habits.

Is it easy to apply for a Shanghai Pudong Development Bank credit card?

It is easy to apply for a credit card. The bank has a high limit and low interest. Apply for a credit card online:

If you want to find a credit card, it is best to apply. For banks, you can choose from private banks, local banks and their co-branded cards. This is also a common understanding.

In addition, the development of credit card business of each bank is different. Generally speaking, if the number of credit cards is relatively large, it can be considered that the application threshold is relatively low and the chance of passing is higher.

When many cardholders apply for a credit card, in addition to looking at the application threshold, they also pay attention to the limit. After all, the larger the credit limit, the more enjoyable it is to swipe the card, so many people want to apply for a card with a good application limit. Big credit card.

Meituan co-branded credit card

Meituan co-branded credit card is a co-branded card jointly launched by banks and Meituan. The limit of Meituan co-branded credit card is generally 1,000-50,000 yuan, and the maximum limit is 50,000 yuan. Yuan. (

Meituan co-branded credit card application

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Meituan and Bank of Guangzhou, Bank of Jiangsu, Bank of Xiamen, Bank of Guilin, Bank of Shanghai, Bank of Qingdao, etc. All banks have cooperated to launch co-branded credit cards. The number of cooperative regional banks reaches 14.

Cardholders can bind their Meituan credit card to Meituan. When making purchases on Meituan, they can use the Meituan credit card to pay and enjoy related preferential activities.

If you are an experienced user of Meituan, often order takeout and group purchases, have a certain spending power, have applied for credit cards from other banks and use them normally, then applying for a Meituan co-branded card will basically take seconds. batch.

The Meituan credit card discount of 6 yuan can be used every day. You can get 6 yuan off on every takeout order every day, and the discount can be continued for 90 days. Movies are 50% off every month, and credit card consumption points can be automatically converted into Meituan pocket money according to the standard of 10 yuan/100 yuan, which can be redeemed on the daily platform.

Bohai Bank Credit Card

Bohai Bank credit card limit range is: regular card limit 1,000-10,000; gold card limit 10,000-50,000; platinum card limit more than 50,000. It should be noted that the approval of the credit limit for credit card applications is determined based on the applicant's actual situation, such as whether the job is stable and the income is fixed. (

Bohai Bank Credit Card Application

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Its products mainly include standard cards, Bohai Bank 51 co-branded credit cards, travel theme cards, home card theme cards, family Series theme cards, etc. Bohai Bank 51 co-branded credit card is a UnionPay standard gold card with no annual fee and a maximum credit limit of 100,000 yuan. The card does not have an interest-free repayment period. Interest is calculated on a daily basis and can be borrowed and repaid at any time. It can flexibly meet the cardholder's ++++, shopping and consumption needs.

Shanghai Pudong Development Bank Credit Card

Shanghai Pudong Development Bank credit card is divided into regular card, gold card and platinum card according to the card level. The limit of a regular card is generally between 3,000-50,000 yuan, the limit of a gold card is generally between 10,000-50,000 yuan, and the limit of a platinum card is generally more than 50,000 yuan. (

Application for Shanghai Pudong Development Bank Credit Card

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The credit limit of Shanghai Pudong Development Bank Credit Card is the credit limit given by the applicant through various evaluations. The evaluation items include: Employment, credit history, education and asset status, etc. The better the assessment item, the higher the credit card limit.

Hengfeng Bank Credit Card

The credit card limit of Hengfeng Bank is generally: the limit of regular card: between 3,000 yuan and 10,000 yuan. Gold card limit: between 5,000 yuan and 30,000 yuan. Platinum card limit: between 10,000 yuan and 50,000 yuan. (

Hengfeng Bank Credit Card Application

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Mainly talk about the Hengfeng Bank Stellar Platinum Credit Card. It is a credit card mainly for family units. This card can provide cardholders and their families with a variety of rich benefits, such as comprehensive aviation protection, a private health manager for families, 3x points on Wednesdays, exclusive points cashback, and UnionPay platinum benefits. rights and interests.

In terms of travel, the Stellar Platinum Credit Card is also quite unique. With this card, the cardholder and his family can enjoy global flight delay insurance with a compensation of 300 yuan for a single delay of 2 hours, and 800 yuan for air checked baggage. Delay insurance.

Is it easy to apply for a Shanghai Pudong Development Bank credit card?

Good application. Shanghai Pudong Development Bank’s credit cards include main card and supplementary card. The application conditions are as follows:

1. Main card application conditions: Over 18 years old, good personal credit record, stable job and income;

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2. Supplementary card application conditions: Must be 15 years old (inclusive) or above; the applicant for the supplementary card is an immediate relative of the applicant for the main card, that is, the relationship between the applicant for the main and supplementary card is: spouse, parents, and children.

Information required to apply for a Shanghai Pudong Development Bank credit card:

1. Identity documents such as ID card and household register;

2. Educational qualification documents;< /p>

3. Work certification document stamped by the unit;

4. Income certificate issued by the unit;

5. Credit report;

6. Proof of financial resources;

7. Proof of residence (copies of water, electricity, coal, residential phone bills, and property management fee documents can be provided as valid proof of residence).

As long as you meet the above application conditions and provide the above application information, you can easily apply for a Shanghai Pudong Development Bank credit card. In short, if you meet the conditions, the more complete the information you provide, the faster the bank's review will be and the process will be relatively easier. Also, the difficulty of applying for a credit card mainly depends on the personal conditions of the applicant, not the review standards of which bank. If you can provide valid financial documentation, it will help the bank understand your personal situation and determine your credit limit. If you already have a credit card, you can use the card to apply for a card, which can also facilitate many steps.

The Credit Card Center of Shanghai Pudong Development Bank (referred to as "Shanghai Pudong Development Bank") was established in January 2004. It is a direct operating institution established by Shanghai Pudong Development Bank that specializes in credit card business. The product service system of Shanghai Pudong Development Bank Credit Card Center includes: a credit card product that can be customized by users - Pudong Development Dream Card; cooperation with popular domestic and foreign institutions and brand IPs such as the Forbidden City, Barcelona Football Club, and Zhuxiaoyi; and cooperation with the aviation industry, hotel industry, and department stores. It cooperates with industries such as the industry, communication industry and Internet platform to launch co-branded theme credit card products; it also cooperates with VISA, American Express, MasterCard International and other domestic and foreign card organizations to issue high-end card products with rich rights and interests.

The Shanghai Pudong Development Bank Credit Card Center has launched credit card discount platforms such as "Dream Enjoyment Club" and "Xiao Pu Huihua", and launched a marketing activity system such as red envelopes, movies, miles, and hotels. Shanghai Pudong Development Bank Credit Card provides Pudongxi Mobile service platforms such as Ben APP.

Is it easy to apply for a Pudong Development Credit Card?

As long as you meet the bank's requirements when applying for a Pudong Development Credit Card, it is easy to apply for different users. The amount of credit obtained is different. Generally, the more financial resources a user submits, the greater the credit limit of the bank card. It usually takes about 30 days for the user to apply for a Shanghai Pudong Development Bank card. You need to be over 18 years old and have good personal credit. When applying, you can learn more about the rights and interests included in this credit card through the bank's official website and bank counter, and then decide based on whether these rights are what you need most. Whether to apply.

After the user submits the information, the bank will review it. At this time, the user can check the application progress through different channels, such as the bank's official website and telephone banking. If the application is rejected by the bank, you can do so. Call to ask for the specific reason, then make corrections and submit again.

After the user gets the newly applied credit card, he needs to activate it. The activation method is already marked on the mailed envelope. Just choose one of them. After the credit card is activated, you can swipe it for consumption. However, you must pay it back on time and avoid overdue repayment.

Is Douyin Pudong Development Bank Credit Card Approval?

Shanghai Pudong Development Bank. Bank credit cards are easy to approve, but everyone should understand the approval rules in advance, so that users can fill in the procedures according to the relevant rules. Pudong Development Bank was approved by China on August 28, 1992, and is a national joint-stock commercial bank approved by the People's Bank of China. The bank opened on January 9, 1993 and was successfully listed on the Shanghai Stock Exchange in 1999. Its head office is located in Shanghai.

1. Good batch of Shanghai Pudong Development Bank credit cards

Pudong Development Bank credit card. You can apply if you provide information, and a card will be issued if you meet the requirements. Credit card application conditions: over 18 years old; urban and rural residents with a stable job and stable income, and their workplace is generally in the place of permanent residence; fill out the application form and sign the "Applicant's signature" "If you follow this method, the probability of your application being approved is still very high. As long as the user meets the relevant conditions, the approval process will be very fast.

2. Specific introduction and analysis

Here I will also give you a detailed introduction to the conditions that applicants need to meet and the materials that need to be prepared, so that users can prepare in advance. The probability of your application being approved is also very high. To apply for a credit card, you need to provide the following information: a copy of your identity document, proof of employment, proof of income, etc.; provide bank deposit receipts, real estate certificates, degree certificates, etc.; those with foreign household registration, overseas personnel applying for local jobs, and active-duty military officers applying in their own name For credit cards, some card-issuing banks may require a temporary account issued by the local public security department or a certificate issued by the relevant department (including work certificate). Each card-issuing bank requires user conditions. If you want to handle this business, it is best to get the specific information in advance.

To sum up, many people say that the approval speed of Shanghai Pudong Development Bank credit card is very fast, and the review procedure is also very simple. So you don’t have to worry too much, because you can definitely pass it. You can apply as long as you meet the relevant conditions.

This is the introduction of whether Shanghai Pudong Development Bank credit card is easy to get approved.