Different from traditional credit card application methods, young people now like to apply for credit cards online. So among many banks, which bank is the fastest and easiest to apply for a credit card online? Let’s take a look.
Which bank is easier to apply for a credit card online?
Hua Xia Bank
Applicants should be between 18 and 65 years old, have full behavioral capacity, and have a stable job and income. You can apply if you have a fixed residence, and it is easier to apply than state-owned banks.
China Everbright Bank
China Everbright Bank has a lower approval threshold, but its loan limit is higher among many banks. The limit of most Everbright Bank regular credit cards can reach 10,000 yuan. Moreover, when applicants apply for Everbright Bank credit cards, they can basically be approved regardless of the limit.
China Merchants Bank
The number of credit cards issued by China Merchants Bank is second only to Industrial and Commercial Bank of China. Its credit card application threshold is not high. Basically, as long as there are no problems with your personal credit report and you have a stable job and income, it can be approved.
CITIC Bank
Applicants for the main card are between 18 and 65 years old, and applicants for the supplementary card are between 16 and 75 years old. Natural persons with full capacity for civil conduct can apply for a CITIC Bank credit card. , the requirements are not high.
Guangzhou Bank
Applicants must be over 18 years old, and applicants for supplementary cards must be over 16 years old and have full capacity for civil conduct. Have good personal credit, no overdue records, stable job and good income.
Apply for a credit card that suits you, with low threshold, high efficiency, high limit, and high approval rate. Credit card entrance of major banks: Everbright Bank Credit Card. Free card application. Quickly apply for the CITIC Bank Credit Card. 9 points can be redeemed for Starbucks, Haagen-Dazs and other value-for-money gifts. Apply for this card. New users of Hua Xia Credit Card Gold Card will enjoy a 240 yuan WeChat instant gold discount gift package if they meet the standard. Apply for this card. Minsheng Bank Credit Card is easy to apply for. The credit limit is high and there is no annual fee to apply for this card. The first purchase of Shanghai Pudong Development Bank Credit Card will give you a PLUS membership annual card. Apply for this card. New China Merchants Bank Credit Card Account will receive a 2-year JD.com Plus membership for any purchase. The maximum credit limit is 50,000 yuan. Apply for this card. New Guangfa Bank Credit Card Account will receive a one-year JD.com PLUS membership. Apply for the Dian Nian Card. Bohai Bank Credit Card. This card does not have an interest-free repayment period. Interest is calculated on a daily basis with a daily interest rate of 0.05. Apply for this card. Ping An Bank Credit Card. Get 12% off on gas every day. Apply for this card. Guangzhou Bank Credit Card. Get up to 36 months free video membership. Apply for this card. Changsha Bank Credit Card. You can enjoy one-point shopping gift when you sign up for Changsha Bank Credit Card. Apply for this card. Guangfa American Express Lifestyle Card·Online Shopping. Up to 10 cash back, 10 mainstream e-commerce companies can apply for this card
It is easy to apply for a credit card with a higher credit limit at the above-mentioned major banks, you can pay attention to it