What credit card should I bring to Thailand?
Just bring a UnionPay credit card to Thailand. If consumers have credit cards such as JCB credit card, VISA credit card, American Express, MasterCard, Diners Club, etc., they can also bring it. A UnionPay credit card is a credit card with the UnionPay logo, which complies with unified specifications and technical standards. The bank starts with 62.
Generally, Chinese consumers will apply for a UnionPay credit card for themselves. If consumers do not have a UnionPay credit card, they can also apply for it from banks such as Bank of China, Industrial and Commercial Bank of China, China Construction Bank, and Agricultural Bank of China. One piece.
UnionPay cards can be used to withdraw Thai baht at almost all ATMs in Thailand, including airports, train stations, long-distance bus stations, 7-11 convenience stores, large shopping malls, and tourist attractions. Ninety percent of Thai merchants accept UnionPay credit cards.
UnionPay credit cards cover many merchants in Thailand, including many national department stores, airport and urban duty-free shops, 7-11 convenience stores, supermarket chains, Siam Paragon, Siam Center, Ratchaprasong Shopping District, Central World Business Center, Emquartier Mall, MegaBangna Shopping Center, etc.
A few merchants may not post the "UnionPay" logo. Cardholders can take the initiative to show their UnionPay cards and ask the cashier whether they can use it. Most merchants have posted "UnionPay logos" and cardholders can directly use UnionPay credit cards to make purchases in Thailand.
When traveling to Thailand, should I use a credit card or a debit card (both UnionPay cards)?
You can use credit cards or debit cards when traveling to Thailand, but it must be a UnionPay card. If you need to withdraw Thai baht from a teller machine (ATM), it is more appropriate to use a Chinese UnionPay debit card. If you are shopping, you can choose to use a credit card.
Notes on using UnionPay cards in Thailand:
1. Major shopping malls and shopping malls in Thailand, especially large department stores in popular tourist cities such as Bangkok, all major credit cards in the world Basically can be used. It is recommended to pay by credit card only under special circumstances. For general shopping, it is better to pay in cash, because some credit cards and merchants will charge a card swiping fee, ranging from 2.25 to 5.
2. When withdrawing money with a debit card at a Thai teller machine with the UnionPay logo, 50 baht will be charged for each transaction. For a one-time withdrawal of 100 baht, the handling fee is also 50 baht.
3. The daily cumulative withdrawals of UnionPay standard debit cards shall not exceed the equivalent of RMB 10,000. For credit card withdrawal limits, please consult each card-issuing bank. If the withdrawal limit is exceeded, it is likely to be rejected due to exceeding the limit. (Since some card issuers have different requirements on the single cash withdrawal limit and the cumulative number of cash withdrawals in a single day, cardholders are advised to contact the card issuer for details.)
Payment methods in Thailand:
1. The currency in circulation in Thailand is Thai Baht, and tourists can exchange it for Thai Baht at any exchange point in Thailand.
2. Visitors can choose from a variety of shopping payment methods, including travellers' checks and credit cards. However, if you are shopping in the market, it is recommended that tourists pay in cash in Thai baht.
3. Banks or legal money exchange institutions provide real-time exchange rate exchange services. You can exchange for Thai baht by showing your valid passport. Alternatively, customers holding Visa credit cards, UnionPay cards and other bank cards can use the automatic teller machine (ATM) to ) Withdraw cash in Thai Baht directly, but service fees will be charged.