1. If you can't pay in full by the repayment date, you don't have to pay in full, but the repayment amount of each installment must be greater than the "minimum repayment amount", which is the basic repayment requirement for maintaining a good credit record.

2. Minimum repayment amount = 10% advance cash principal+10% non-advance cash transaction principal+100% expense+100% interest+100% excess consumption+/kloc-0.

3. If "minimum repayment amount" is selected, you cannot enjoy the interest-free repayment period. Interest will be charged for all consumption in the current period from the bookkeeping date (usually the day after consumption), with a daily interest rate of 0.5 ‰ until you pay it off in full. If all the payable amounts listed in the bill are paid off before the due repayment date, the money consumed can enjoy an interest-free period. According to the specific situation, you can choose the repayment method.

Extended data:

Credit card repayment method:

I. Credit card repayment

Common credit card repayment methods in China mainly include the following categories (according to the cost level):

Two. Intra-bank repayment

The repayment methods mainly include: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

Third, mobile phone repayment.

Mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer by credit card. Arrive immediately!

Fourth, convenience store repayment.

Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.

Baidu encyclopedia-credit card repayment