Probably not true. Generally, if you fail to repay your credit card for 3 months overdue, the bank will first go to the court and send a reminder. If you have not repaid the debt after sending several reminders, the bank will have the right to sue you and the court will issue a notice. However, it is impossible for the police to come to arrest you directly. This should scare you, but it is still recommended that you pay back the money in your credit card in time, otherwise it will not affect your credit report.

: 1. Industrial Bank Co., Ltd. ("Industrial Bank" for short) was established in August 1988. It is one of the first batch of joint-stock commercial banks approved by the State Council and the People's Bank of China. It was officially established in 2007 Listed on the Shanghai Stock Exchange (stock code: 601166), its head office is located in Fuzhou. Since its opening thirty years ago, Industrial Bank has always adhered to the business philosophy of "sincere service and accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. As of the end of 2014, Industrial Bank's total assets exceeded 4 trillion yuan, reaching 4.41 trillion yuan, an increase of 19.84% from the beginning of the year; net assets per share attributable to ordinary shareholders were 1.286 billion yuan, an increase of 22.61% from the beginning of the year. The annual operating income was 124.834 billion yuan, a year-on-year increase of 14.23%; the net profit attributable to shareholders of the parent company was 47.108 billion yuan, a year-on-year increase of 14.31%; the weighted average return on equity remained at a high level of 21.19.

2. Industrial Bank has established 108 branches and 1,435 branches in major cities across the country; it owns Industrial International Trust, Industrial Financial Leasing, Industrial Funds, Industrial Consumer Finance, Industrial Wealth and Industrial Guosen Asset Management. and other subsidiaries, forming a modern financial services group with banks as the main body and covering trust, leasing, funds, securities, consumer finance, futures, asset management, etc. As China's first "Equator Bank", Industrial Bank has always adhered to the "scientific and sustainable" development concept, operated in a legal, prudent and civilized manner, taking into account the interests of shareholders, customers, banks, employees and the social environment, and actively practiced Corporate social responsibility is widely recognized and praised by all walks of life at home and abroad.

3. According to the latest ranking of the world's top 1000 banks in 2014 by the British "Banker" magazine, Industrial Bank ranked 49th in terms of Tier 1 capital and 43rd in terms of total assets, firmly ranking among the global banks. Top 50; According to the 2014 Fortune 500 list of the world's top companies, Industrial Bank ranked 338th, a ranking improvement of 90 places from last year, ranking first among banks; according to the Forbes list of the United States, In the 2014 ranking of the top 2000 global listed companies, it ranked 129th overall, becoming one of the companies with the fastest improvement in ranking during the same period. In 2018, it ranked 237th on the Fortune Global 500 list.