According to official website of China Everbright Bank, the overseas withdrawal fee of Everbright Credit Card is 2% of each withdrawal amount, ranging from 20 yuan to 200 yuan. In addition, consumption abroad needs 1% foreign currency service fee to use Everbright Credit Card. It should be noted that Everbright Credit Card may not be available at some overseas ATMs, so it is recommended to verify it in advance before traveling overseas.

In addition, according to the information you mentioned, if the online loan itself is not compliant, then the overdue online loan has no effect on the personal credit status, but the online loan record will remain in the online loan big data. Therefore, before borrowing, we must carefully understand whether the online lending platform is compliant and whether it is supervised by the corresponding regulatory agencies, so as to avoid falling into debts that cannot be repaid. If you have online loan records, I suggest you check your online loan history, overdue details of online loans, debt situation, untrustworthy information and blacklist of online loans. This 13 data can be found.