According to the inquiry of official website of Guangfa Bank, the upper limit of credit card overdraft withdrawal and overdraft consumption interest rate is five ten thousandths of the daily interest rate, and the lower limit of overdraft interest rate is 0.7 times of the daily interest rate; The upper limit of annualized interest rate is 18.25%, and the lower limit is 12.775%. CGB Credit Card Center is a leading brand of credit cards in China, providing fast online credit card application, credit card processing, credit card inquiry, credit card activation and other services.