In fact, each bank's credit card limit increase time is different. For example, China Merchants Bank, as long as the credit card has been used for 3 months, you can increase the limit. The specific limit increase time is determined according to the bank's regulations. . In the few months after the card is issued, the bank will observe whether the cardholder's information matches the card application information. For example, the cardholder's card application information states a monthly salary of 30,000 yuan, but the amount of consumption on each card swipe is only a few dollars. Ten yuan, or even hundreds or thousands of dollars, which only proves that the cardholder's spending power does not match the information, cannot bring economic benefits to the bank, and the road to increase the limit will be long and long.

If you want to quickly increase your credit card limit, the most effective way is to understand your current credit card usage so that you can more specifically check for and fill in the gaps and prescribe the right medicine. You can search on WeChat: Kayoucha to get a professional credit card usage report, which will analyze your consumption index, consumption records, and transaction overview. It will also give a credit card risk score and limit increase probability to help You find the key to increasing your credit card limit.