How long does it take for Jiujiang Bank to apply for a credit card?
There are many ways for Jiujiang Bank to apply for a credit card. You can follow the official WeChat account of Jiujiang Bank on WeChat to apply online, or you can apply at the counter of Jiujiang Bank's outlets, but it is generally divided into offline and online channels. As for how long it takes to get a card, it mainly depends on the bank's audit time.
Under normal circumstances, the bank review time will be different for different application channels. Relatively speaking, online card review is faster.
1. online application: after the applicant fills in the application materials online and submits them, the application materials will be sent to the card center for review immediately, which usually takes 5 working days, and sometimes it can be approved in a few seconds.
2. Offline application: the branch needs to collect application materials and mail them to the card center, and then the staff needs to input the card application information into the system, and then start approval. This channel will take at least 65,438+05 days to complete the approval.
In addition, the applicant's personal credit status will also affect the speed of credit card approval. Because the bank will make a comprehensive evaluation according to the applicant's credit status and other aspects, and will give you a card after approval. If the applicant's credit conditions are not very good, it will take a long time for the bank to approve, because it is necessary to understand the applicant's credit conditions from various aspects.
The above is the introduction of "How long does it take for Jiujiang Bank to handle credit cards". After Jiujiang Bank's credit card is approved, the bank still needs to make a card, and then mail the prepared credit card to the applicant, so it takes about one month from applying for the card to getting the credit card.