First, compared with third-party platforms, credit cards need a process, and the arrival time of different banks is different. Using China Merchants Bank App or Pocket Life APP to repay, not only 0 handling fee, but also 1 second, saving time and money;
Second, these two apps not only support China Merchants Bank's credit card repayment, but also support other banks' credit card repayment fee of 0. Among them, if you repay the credit card of other banks through China Merchants Bank App, you only need to use the "transfer" function to repay the credit card of other banks. At present, credit card repayment of all domestic banks is basically supported, and real-time payment is free.
On the other hand, Pocket Life App directly selects "Return to Other Banks" in credit card repayment, which can support the use of debit cards from 53 banks including China, agriculture, industry, construction and communications to repay the credit cards of 19 banks.
Third, if you are worried that your credit card will be overdue due to forgetting to repay, you can also use the prepayment reservation function, as long as you ensure that the debit card with the deduction has the corresponding balance before the repayment date.
Extended data:
By the end of May, 20 19, the total number of users of China Merchants Bank App and Pocket Life App had exceeded 1 100 million, and the number of monthly users reached 6,265,438+10,000. The two major apps have become the most important communication channels between users and China Merchants Bank, and also the most important operating platform for China Merchants Bank's retail business. Always putting the customer experience first is an important reason why China Merchants Bank APP and Pocket Life APP are favored by hundreds of millions of users.
Just as credit card repayment pays attention to customer experience, China Merchants Bank App also has a number of intelligent financial services such as revenue and expenditure and Capricorn smart investment for users to choose from.
China Merchants Bank official website-Is there a handling fee for credit card repayment? China Merchants Bank's two major apps also support cross-bank free repayment?