How can I repay my credit card?

You can use Alipay for credit card repayment. The specific repayment methods are as follows:

1. Open Alipay on your mobile phone, find the "Credit Card Repayment" option in the application interface, and click Enter.

2. find the ICBC credit card to be repaid in the credit card repayment interface, and click select.

3. Enter the amount to be repaid, and check the agreed service below.

4. then click "repay immediately" in the lower right corner to complete the credit card repayment operation.

how to repay ICBC's credit card

The repayment methods of ICBC's credit card are as follows:

1. Repayment at the branch counter:

Cardholders can bring their ID cards and credit cards to the branch counter of ICBC, apply for repayment to the staff, and then deposit money into the credit card according to the prompts.

2. ATM deposit repayment:

The cardholder can bring his credit card to the ATM, then insert the credit card according to the prompt, find the deposit option, and then deposit money into the credit card according to the prompt.

3. Debit by Card Binding:

The cardholder can bind the ICBC credit card with an ICBC savings card through online banking, and then automatically deduct the money when it expires.

(1) According to different card issuers, it can be divided into bank cards and non-bank cards

(1) Bank cards. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or withdraw cash at any time at all branches of the issuing bank or places with ATMs.

(2) non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are dedicated to shopping in designated stores or filling gas stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by service industries, such as airlines and travel companies, which are used for ticket purchase, dining, accommodation and entertainment.

(2) According to the different issuers, it can be divided into corporate cards and personal cards

(1) corporate cards. Corporate cards are issued to all kinds of industrial and commercial enterprises, scientific research and education institutions, state party and government organs, military units, organizations and other legal organizations.

(2) personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. Personal cards are applied for in the name of individuals and bear all the responsibilities of using them.

(3) According to the credit status of cardholders, they can be divided into ordinary cards and gold cards

(1) Ordinary cards. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and their requirements are not high.

(2) Gold card. Gold card is an advanced credit card that pays high membership fee and enjoys special treatment. Card issuers are those with high credit, strong repayment ability and credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are much wider, so the requirements for related service fees and guarantee money are also higher.

(4) According to different payment methods, credit cards can be divided into debit cards and debit cards

(1) Credit cards. It is that when the issuing bank provides bank credit, it overdraws first, and then repays or pays by installments. Most of these cards are used in international circulation. That is to say, the way to allow cardholders to pay off their credit card accounts is "consume first, then deposit". At present, most of the cards in circulation in the world are of this kind.

credit card (2) debit card. It is a credit card issued by the bank, which deposits first and then consumes. When applying for a credit card, the cardholder needs to deposit a certain amount of money in the issuing bank in advance for backup. The cardholder needs to use the card on the basis of the deposit balance, and generally overdraft is not allowed.

(5) According to the different circulation scope of credit cards, they can be divided into international cards and regional cards

(1) International cards. International card is a kind of credit card that can be used outside the issuing country and is universal. MasterCard, VISACard, AmericanExpressCard, JCBCard and DinersClubCard issued by five overseas groups (MasterCard, Visa International, American Express, JCB Card and Diners Club Card) are mostly international cards.

(2) regional card. Regional card is a kind of credit card that can only be used in the issuing country or in a certain area. Most credit cards issued by commercial banks in China belong to regional cards.

how to repay by ICBC's credit card

ICBC provides you with various repayment methods. If RMB is in arrears, you can refer to any of the following repayment methods according to your personal situation:

1. ICBC E Life, ICBC Rong E Bank (mobile banking) and online banking. When operating through the credit card repayment function, the payment accounts need to be: e-banking accounts (including cards and current multi-currency passbooks) and online banking interconnected accounts that need to be registered at the counter.

2. Sign up for automatic repayment. Automatic repayment can be signed through ICBC e-Life, ICBC e-Finance (mobile banking), online banking and telephone banking.

3. Self-service machines and tools, deposit or transfer repayment at business outlets.

4. Remittance for repayment from other banks and third-party payment institutions. Different banks and third-party institutions may receive repayment funds at different times. Please consult the transfer bank and third-party payment institution in detail.

(Answer time: April 21, 222. In case of business changes, please refer to the actual situation. )

This is the end of the introduction about how the industrial and commercial credit card is repaid and how the industrial and commercial credit card is repaid. I wonder if you found the information you need from it?