Excuse me, how to calculate the monthly payment for the mobile phone with Ping An Credit Card of RMB 3,700, 12 installment …6 installment … 10 installment, 10 installment once. ...
Ping An Bank's credit card has no single-issue 10 business, and the handling fee rate for the sixth issue is 0.8%, and that for the 12 issue is 0.75%.
12 installment repayment: handling fee 3700 x 0.75%+ principal 3700 ÷12 = 27.75+308.33 = 336.08 yuan;
Repayment in six installments: the handling fee is 3700 x 0.8%+ the principal is 3700 ÷ 6 = 29.6+616.67 = 642.27 yuan.