What is the interest rate of Xinyang's first home loan?
Provident fund at three o'clock. According to Xinyang's clear regulations, no matter which city you buy a house in, it is at 4: 35. The 30-year interest on your mortgage is almost your own Jin Dejiu, with a down payment of 300,000 yuan and a down payment of 30%. The nature of the loan is 20 10 and the interest rate is 20 15 10. The current benchmark interest rate is 2065438.
Have the ability to repay the loan principal and interest, generally for more than 5 years.
Banks determine the differential loan interest rate according to various factors, but if there are overdue credit cards or other things, they can come first. If the area is less than 90 square meters, the interest rate will generally rise by 5-20. If you don't have a house in Wuhan, this is the first set, which is to float up or down on the basis of the benchmark interest rate. The average interest rate of the first suite in China is 5: 38.
The first loan suite, the above is 6: 00 15. Buying a house with a loan-the first set in Xinyang. 3-5 years.
For families who purchase the first set of self-occupied housing with a construction area of more than 90 square meters, the ratio is 4: 25 for less than five years and more than five years. The loan interest rate is 5: 60; For families who buy a second home with a loan, the national benchmark interest rate for one to five years is 4.75.
At present, the bank has a house with good credit, and within one year, it will borrow money to buy a house-the first set. The annual interest rate is around 4%.