Credit card, also called credit card, is a non-cash payment method and a simple credit service. The limit in a credit card is equivalent to the money in the credit card. It can be used for overdraft consumption and can also be withdrawn. So can the money in the credit card be transferred directly?

Can Postal Bank credit cards be transferred?

Credit cards can be used for consumption but not for transfer. Therefore, Postal Bank credit cards cannot be transferred to others, but they can be transferred to themselves through cash withdrawal channels. This method will incur additional handling fees, because cash withdrawals with credit cards are not free. interest period.

Credit cards support accepting transfers of funds from other accounts (our bank or other banks). At the same time, the bank has also opened a credit card cash transfer function, which can transfer funds within the credit limit to your own savings account at the bank, and you need to pay certain handling fees and interest. You can also transfer the credit card overpayment to your own bank savings account or credit card. Credit card cash transfer business is limited to RMB transfers.

You can transfer the credit card cash withdrawal limit or overpayment to your own bank’s debit card through the following methods:

1 Postal Savings Credit Card APP: Log in to the Postal Savings Credit Card APP , click Selected—More—I want to withdraw cash;

2 Mobile Banking: Log in to mobile banking, click Credit Card—Credit Card Cash Withdrawal;

3 Counter outlets: The outlets only support overflow payments. Transfer out;

4 can be withdrawn through Postal Bank branches.

Credit card transfers may incur fees. If you transfer overpayment, please enter the credit card overpayment cash withdrawal fee. The maximum daily transfer limit for each card. The overdraft transfer limit is 10,000 yuan. Overpayment The transfer limit is 20,000 yuan, and the transfer limit does not exceed the single and daily cumulative transaction limit of the card. Except that there is no limit on the amount of overpayment transfers from outlets, the transfer limits on other platforms are unlimited.