The first type: from small card to big card.

If the cardholder's personal application conditions are not very good, you can start with Puka and Gold Card. Generally, the maximum amount of a general card is about 20,000 yuan, and the minimum amount of a gold card is 1 10,000 to 50,000. If the cardholder uses the card well, and the bank thinks that the cardholder's spending power is very strong and his credit is still very good, then the bank is likely to invite the cardholder to directly replace the platinum card and apply for a new one. If it feels that the amount is not enough for the next gold card,

The second type: providing financial resources such as real estate and automobile production.

Now, when applying for a credit card, banks will be very concerned about the applicant's assets and financial level. Most banks will require more than 300,000 cars or 1 10,000 houses to apply for a platinum card. Therefore, if the cardholder has the conditions, or many friends have succeeded, they can directly apply for a platinum card with a larger amount.

The third type: use cards to handle cards.

If the cardholder holds a large credit card from another bank, don't forget to fill in "Hold a credit card from another bank" on the application form when applying for a new card, and indicate the amount. Most banks will recognize the supporting evidence of other banks' large credit cards. However, if you want to apply for some particularly popular platinum cards, the "card-to-card" method is no longer feasible, and cardholders need to meet other hard conditions required by banks.

The fourth type: moving bricks into blocks

It can be said that the way to express loyalty to banks quickly is to "move bricks". You can deposit a large amount of rated deposits in the issuing bank or buy the bank's wealth management products, and even become a star customer or even a private bank customer of the bank, making contributions to the bank's deposit business and proving your financial management ability.