What is JD Finance co-branded card?
JD Finance co-branded card refers to the credit card product jointly launched by JD Finance and major commercial banks, mainly including Baitiao co-branded card and city credit card.
The Baitiao co-branded card is jointly launched with China Everbright Bank, Bank of Communications, China CITIC Bank, China Merchants Bank and other banks; the cooperative banks of the city credit card include Changsha Bank, Shengjing Bank, Bank of China, Jinshang Bank, HSBC Bank, Bank of Shanghai, Bank of Guangzhou, Bank of Dongguan and other banks.
Extended information
UnionPay version
(1) Annual fee: 200 yuan/year
(2) Annual fee preferential policy: Within 30 days of card approval, if you make one purchase with the card, you can get a reduction in the annual fee for the first year; if you make 5 purchases with the card for the first time, you can get a reduction of the annual fee for the next year, and so on
(3) Repayment period: up to 50 days, the minimum is 20 days
(4) Cash withdrawal is available
(5) No CITIC points will be accumulated
VISA version
(1) Annual fee: 2,000 yuan/year
(2) Annual fee preferential policy: During the validity period of the card, the card does not charge any annual fee
(3) Repayment period: the longest 50 days, minimum 20 days
(4) Cash withdrawal available
(5) 3x CITIC Points for overseas transactions
Reference source
Baidu Encyclopedia - CITIC Baidu Finance Co-branded Card
How to repay a credit card with JD Finance
(1) Open and log in to the JD Finance App on your mobile phone, click "Life", "All Services" ", "Credit card repayment", "Go to repayment" to repay the credit card.
(2) If the user has not bound a credit card, he needs to click "Add Card" to bind the credit card. After completing the binding of the credit card, the user fills in the information to repay according to the prompts on the page.
(3) If the user has bound a credit card, directly click on the credit card that needs to be repaid, and fill in the relevant information according to the prompts on the page to complete the repayment.
At the beginning, users did not need to pay handling fees when using JD Finance to repay credit cards. However, JD Finance has recently adjusted its credit card repayment rules. From September 1, users using JD Finance to repay credit cards will no longer be free. The specific rules are as follows:
JD Finance provides each user with a free repayment limit of 10,000 yuan. As long as the user’s credit card repayment amount does not exceed 10,000 yuan in the month, the user will not be required to repay the credit card. A handling fee is required. If the user's credit card repayment amount exceeds 10,000 yuan that month, JD Finance will charge a handling fee for the repayment exceeding the limit at a ratio of 0.15.
Even if the credit card bill exceeds JD Finance’s free repayment limit, cardholders still have a way to avoid paying handling fees: the cardholder finds a friend who has excess free repayment limit and transfers the repayment to Friends, ask them to pay off their credit cards for you.
How is the Fengshou JD Financial Co-branded Credit Card?
The Fengshou JD Financial Co-branded Credit Card is very good.
[Product Features]
1. Apply online and get the quota in seconds - convenient and fast, enjoy discounts
2. Enjoy various rights and interests, temporarily exempt from annual payment Fees - instant discounts on purchases at Jingdong Mall, collecting medals to exchange for gifts, etc.
3. Use a password to show security - Hangzhou United Bank credit card account is controlled by a password, and a password is required for card purchases or cash advances. transactions, ensuring the safety of card use;
4. Long interest-free repayment period - the longest interest-free repayment period is 56 days, and the shortest is 26 days;
5. There are reminders in text messages when swiping your card - in order to ensure the safety of funds in the card, free mobile text message reminder services are provided to allow you to promptly understand the changes in funds in our credit card account;
6. Risk of loss of control on phone calls - when holding the card If you find that your credit card is lost or stolen, you can report the loss through our bank’s 24-hour telephone banking 4008896596, which will take effect immediately.
7. Maximum quota for primary and secondary cards - each primary card can apply for a maximum With three supplementary cards, you can use your credit limit with your family;
8. Gifts from consumption points - a variety of consumption points reward activities provide you with more than a hundred kinds of exquisite gifts.
Does JD Finance have a credit card?
Yes. In addition to providing consumer installment services such as white bars and gold bars, JD Finance has also cooperated with many banks such as Industrial and Commercial Bank of China, China CITIC Bank, China Minsheng Bank, and China Everbright Bank to launch JD Finance co-branded credit cards. Backed by JD.com’s financial platform, this co-branded card has more benefits than traditional co-branded cards and has a wider range of card usage scenarios.
Is JD Financial Credit Card reliable?
1. Reliable.
2. Jingdong Financial Credit Card is a formal platform and must be reliable. The credit cards produced by Jingdong are still trustworthy. JD Finance is an online financial service platform created by JD Group. Although JD Finance is an online operating platform independent of JD Group and provides investors with loans and financial products, it still has many cooperative relationships with JD Group. . From the perspective of platform background, JD Finance has a strong background of JD Group and is more reliable and formal than the financial products on many other platforms.
3. Currently, there are only JD Baitiao co-branded cards and JD Baitiao co-branded cards (small white cards), credit card products cooperated by JD Finance and banks, which have the functions of general credit cards and exclusive small white card rights. After successful activation, you can choose a small white card to pay when shopping online, or you can use it for consumption in offline stores; it is similar to the use of a credit card.
JD Finance is the personal financial business brand of JD Digital Technology Group. With platform, intelligence and content as its core capabilities, JD Finance has cooperated with banks, insurance companies, fund companies and other financial institutions, *** Provide users with personal financial services.
1. About JD.com
1. JD.com’s stock code is JD. It is a self-operated e-commerce company in China. Its founder Liu Qiangdong serves as the chairman and CEO of JD.com Group. It has JD Mall, JD Finance, Paipai.com, JD Smart, O2O and overseas business departments. In 2013, it officially obtained a virtual operator license. In May 2014, it was officially listed on the NASDAQ stock exchange in the United States. In July 2015, JD.com was selected into the Nasdaq 100 Index and the Nasdaq 100 Average Weighted Index due to its high growth. In June 2016, it reached an in-depth strategic cooperation with Wal-Mart and merged Yihaodian into JD.com.
2. JD.com has successively established wholly-owned subsidiaries in Shanghai and Guangzhou, connecting the three points of North China, East China and South China, so that most of the country is covered by JD.com’s logistics and distribution network; At the same time, we will continue to strengthen and enrich the company's technical strength, improve and improve the software and hardware facilities and service conditions in all aspects such as after-sales service, logistics distribution and marketing promotion. Jingdong Mall has established six major logistics platforms centered on Beijing, Shanghai, Guangzhou and Chengdu, Shenyang and Xi'an, in order to provide faster distribution services to users across the country and further deepen and expand the company's business space.
(JD APP version is 10.2.2)
This ends the introduction of JD Financial Credit Card and how to activate JD Financial Credit Card. I don’t know if you will find the information you need. Already?