Credit card consumption methods include shopping in shopping malls, supermarkets, hotels, and hotels, as well as online shopping. For example, shopping on e-commerce platforms such as Taobao and JD.COM, credit card payment is considered as a consumption behavior. If you spend more than six times, you can waive the annual card fee.

However, credit card consumption behavior does not include withdrawing cash and transferring money from credit cards to other banks.

I hope my answer can help you. You can also call the customer service phone of the bank for consultation.