Like ICBC, Guangfa has its own star service system, which is divided into three stars according to the consumption and contribution of users. The evaluation criteria of different stars are different. The higher the star, the more services and rights customers enjoy. Let's learn about the star standard of Guangfa Credit Card. introduction to the star standard of guangfa credit card, the star standard of guangfa credit card requires customers to have a reliable value of 55 points, and then it is divided into three grades: three-star, four-star and five-star according to the customer's consumption level, installment repayment and accumulated points. The requirements for different stars are as follows: 1. Three-star: customers are required to have an installment amount of to 1, (including 1,) and accumulated consumption points of 2, to 1, (including 1,); 2. Four-star: customers are required to pay an installment amount of 1, to 5, (including 5,), and the accumulated consumption points are between 1, and 4, (inclusive); 3. Five-star: customers are required to pay more than 5, yuan in installments and the accumulated consumption points are 4, yuan.

By the way, let me introduce the reliability value of Guangfa: the score range of Guangfa is 3~85, and the higher the score, the better the credit. According to the reliability value, customers are divided into four credit evaluations: 1. 3-4: general customers; 2. 4-55: medium-sized customers; 3. 55-7: excellent customers; 4. 7-85: Excellent customer.

so, how can we improve the reliability value? 1. Direct way: You can get some direct bonus points by updating your own information (home/work phone number and home/work address) if you interact with Guangfa Bank; 2. Indirect way: spending more by credit card/installment/timely repayment can improve the corresponding model score, and then improve the reliable value.