Most Everbright credit cards are valid for three years, but special cards may be valid for five years. You can check the expiration date directly on the front of the credit card, which is usually displayed in XX/XX format. For example, 6/22 means that the credit card is valid until June 222. The validity period of a credit card starts from the date of approval, so the validity period of each person's credit card may be slightly different.
how many days is the grace period for credit card repayment of China Everbright Bank?
The grace period for repayment of Everbright Bank's credit card is 3 days. If the user forgets to repay before the repayment date, there is still a 3-day grace period to complete the repayment. If you still have no repayment ability before the end of the grace period, you can choose to repay by installments, but you will charge a certain interest. If the user does not have any repayment operation within the grace period, it will generate high interest. In addition, frequent delays in repayment will cause the banking system to mark users' poor credit, which will affect the subsequent credit card limit and re-application.