The Fortune Wheel Dragon Card you are talking about is probably a credit card from China Construction Bank. This is not very new, it seems to have been released in 2014 or 2015. In fact, this card is a standard IC credit card, and its credit card functions are the same as other cards. However, the introduction of this card on the China Construction Bank Credit Card website says that "each principal card, supplementary card, and commemorative card are chanted and consecrated and prayed for in accordance with Buddhist customs. The cardholder carries it with him to pray for blessings and good luck." So this is the biggest feature. Having a illuminated cassette by your side will definitely bless you.