First of all, in the case where all credit cards are seriously overdue, you need to take the following steps to deal with the problem.

First, contact the credit card issuer promptly, explain your current predicament, and ask for help. It's important to get in touch with your bank or credit card company's customer service department as soon as possible; they may be able to offer some solutions to ease your burden.

Second, understand the severity and impact of overdue situations. Different banks and credit card companies handle late payments differently. Understanding the policies of each credit card company, including terms such as overdue interest rates, penalties, and impact on your credit history, can help you formulate a better solution.

Third, develop a repayment plan and priorities. Develop a reasonable repayment plan based on your financial situation and the overdue amount on each credit card, and prioritize your repayments. Typically, you can pay off credit cards with smaller overdue amounts first, or choose to pay off credit cards with higher overdue interest rates first.

To sum up, dealing with the situation of multiple credit cards that are seriously overdue requires prompt action. Start by contacting your credit card issuer to learn about the policy and ask for help. Second, understand the severity and impact of overdue situations and how each credit card company handles them. Finally, develop a reasonable repayment plan and priorities to resolve the issue over time.

Extended information:

Overdue credit card repayments will cause damage to the credit record, thereby affecting the personal credit rating. Credit ratings have an important impact on individuals' loans, home purchases, rentals, employment, etc. Therefore, when dealing with overdue credit card issues, in addition to paying off the debt as soon as possible, you should also pay attention to maintaining a good credit record to avoid further impact on your personal credit.

In addition, you can consider negotiating with the bank for preferential measures in repayment, such as deferred repayment, installment payment, etc. Some banks may be willing to offer interest or fee waivers to help you resolve your financial difficulties.

The most important thing is to ensure that you manage your credit cards properly in the future to avoid getting into overdue trouble again. It is recommended to develop a clear budget, plan consumption reasonably, and ensure that you pay off your credit card debt on time every month to maintain a good credit record and a stable financial situation.

The above is an explanation of how to handle several credit cards that are overdue. Hope this information will be helpful to you.