How many times will the overdue credit card be reported to the central bank by the bank? Is it overdue in the current month and reported in the current month?

The monthly repayment of credit cards should be reported to PBOC's record credit information system, usually in the following month.

Just two months overdue will not be considered as a bad record, which will affect your dealings with the bank. Only three months or more overdue (that is, there are "3" or above records in the credit report) will be considered as bad records and banned by all banks.

Besides, upstairs, don't talk nonsense if you don't know, so as not to mislead others.

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