It is free to replace the chip card with the magnetic stripe card of CCB. Cardholders can choose two replacement methods: replacing the card number (that is, keeping the existing card number and only replacing it with a chip card, not all cards can keep the number) and replacing the card number (handling a new chip card and transferring the business of the current card).

Chip card has a large capacity, which can store information such as keys, digital certificates and fingerprints, and can handle multiple functions at the same time. It has the characteristics of good security, large storage capacity and convenient use. If replacement is needed, it can be handled at the business outlets of China Construction Bank.