Not the same.

Credit is a monetary lending behavior between different owners that embodies certain economic relationships. Credit in a broad sense refers to the general term for deposits, loans, and settlements of financial institutions. Credit in the narrow sense generally refers to loans from banks or credit unions. Credit does not refer to a line of credit.

Credit Card (English: Credit Card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. The cardholder does not need to pay cash when using the credit card to make purchases, and repayment will be made on the billing date (English: Billing Date) .