I have a Zhang Zhongxing credit card to help them with their tasks. At that time, they only asked for an ID card, but they didn't ask for their phone number and address. Card occasionally ...
1. Call Bank of China customer service immediately to find out how the arrears come from, which may be an annual fee. 2. Only bankers know how the expenses are generated. Ask us to explain that you are stupid. 3. Bad records are proved by good credit card records at the back, at least 2 years. Or wait for 7 years to eliminate it (ask the People's Bank of China in 7 years for reference only)