The annual credit card fee refers to the fee paid to the bank during the use of the credit card. Generally, the annual credit card fee starts after the cardholder activates the credit card and is charged annually. Each bank has different annual fee policies and charges different amounts. Let’s take a look at how much the annual fee for a credit card generally costs.

The annual fees of each bank are slightly different, and the annual fees paid by different card types and card levels of the same bank are also different. Data shows that the average annual fee of ICBC's gold card and regular card is the lowest, with an average annual fee of about 100 yuan; the average annual fee of Shanghai Pudong Development Bank's gold card and regular card is higher, about 150 yuan higher than that of ICBC.

Normally, the annual fees for regular and gold cards of major banks range from tens to hundreds of yuan, but even so, many cardholders feel that this expense is unfair. In order to attract more card applicants, the bank has formulated a corresponding annual fee-free policy