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What's the difference between a credit card and a virtual card?
different card forms and different application methods.

1. The card forms are different: the physical card is a visible and tangible card, and the virtual card is opened on the network, but there is no physical card.

2. Different application methods: the physical card needs to fill in the application form and mail it to the bank for approval, while the virtual card can directly fill in the information online to apply.