Cardholders can apply for permanent withdrawal of credit cards through telephone banking, online banking and bank outlets. The increase of the permanent credit card limit requires the cardholder to spend continuously. Under normal circumstances, credit cards with high frequency of use and large consumption amount are more likely to get permanent withdrawal. In addition to spending more, whether the cardholder repays on time every month is also a factor that affects the permanent withdrawal.

Ways to increase the quota, such as spending by credit card for several months in a row, especially when the initial quota is low; For example, try to diversify consumption, such as the consumption of supermarkets, gas stations, hotels, restaurants, tourism and other types of merchants; Avoid frequent use of the same card for large-scale consumption such as houses, cars and home appliances; The monthly bill is more than 30% of the total amount, which is close to the maximum amount but does not break out, which will make the bank think that you are an active customer with sufficient demand.

In addition, if you have other financial certificates, such as automobile production, real estate, wealth management investment products, bank deposits, etc. You can quickly increase the permanent quota by submitting it to the bank for review.