At present, international credit card payment is realized by the payment channel provided by the third-party credit card payment company, which is a payment gateway-to-payment gateway model (similar to online banking payment). There are mainly online payment services such as Shenzhen Yuntong Huitong, 95Payay, Glbpay, Shouxinyi, wedopay, online banking and paypal.

This payment method can refuse to pay, protect the interests of consumers and operate conveniently and quickly, so it is deeply loved by foreign friends. To be a European and American market, everyone in Europe and America must have at least one credit card, which is equivalent to an ID card. Credit value is useful for buying a house and getting a loan. With the development of online shopping, credit card collection is essential.