Credit card holders can accumulate the comprehensive points of individual customers when spending by swiping their cards (except for transactions or merchants designated by China Construction Bank that do not accumulate points).

1. The comprehensive points of individual customers are as follows: the cardholder uses the dragon card, and according to the recorded amount, each consumption is RMB 1 yuan product 1 points (using Shanghai Volkswagen Dragon Card, RMB 166 product 1 points), and each consumption is USD/kloc-.

2. Generally, the credit card consumption points of the cardholder will be credited to the customer's comprehensive points account within three working days after the consumption is recorded. Under special circumstances, the actual posting time shall prevail;

3. The points obtained by the supplementary cardholder will be automatically merged into the comprehensive points of the individual customers of the main card to which they belong. Credit card points can only be redeemed by the main cardholder himself, and supplementary cards cannot directly participate in point redemption;

4.2065438+65438 2007+6543810 +0, the integral is valid for up to five years (calculated by natural year, including the year of accumulated integral) and cannot be recovered. The accumulated points before 20 16 12 3 1 (inclusive) are permanently valid;

5. Where the goods or services purchased by credit card are returned, or the money is returned due to the purchase order dispute, or for other reasons, CCB will deduct the points obtained from the transaction;

6. Cardholders can accumulate points by swiping their cards in hotels, restaurants, entertainment, department stores and other retail stores, as well as by mail order installment and merchant installment through the credit card center of China Construction Bank.

Details of the integral rules can be viewed through integral mall.

(In case of business changes, please refer to the actual situation. )

How to calculate points for CCB credit cards?

Cardholders can accumulate points by using China Construction Bank Longka Credit Card (except for transactions or merchants designated by China Construction Bank that do not accumulate points), including comprehensive points and special points.

1. The comprehensive score is 1 minute (rounded to the nearest integer according to the transaction amount) for each RMB 1 yuan product consumed by the cardholder when using the Longka credit card; 65,438 yuan +0 points per consumption; Spend 1 euro with the European Travel Card and get 9 points. Special points refer to the product rights services of some credit cards (such as car cards and airline co-branded cards), which provide points accumulation and points redemption according to specific product rights rules. For every RMB 65,438+066 (or equivalent foreign currency) spent by Shanghai Volkswagen Dragon Card, the accumulated points are 65,438+0 (calculated as integral multiples of the points).

2. The points of the cardholder's main card and supplementary card are combined and calculated, and the points generated by the consumption of supplementary cards are accumulated to the main card. The validity period of the points is five years at the longest (calculated by calendar year, including the year of accumulated points), and the accumulated points are from June 65438+ 10/to June 65438+February 3 1 (namely "the first year") in the fifth year. The accumulated points before 20 16 12 3 1 (inclusive) are permanently valid.

Example: the accumulated points between 201710/0, 0, 65438-12, 3 1 will expire on 202 1 2, 3 1, and the remaining points will be cleared automatically.

(In case of business changes, please refer to the actual situation. )

How to calculate points for CCB credit cards?

1. CCB's credit card points calculation rules are as follows: 1. Credit card points of CCB include basic points and reward points. \2. The basic points are as follows: the cardholder spends 65,438 yuan on Dragon Card+65,438 +0 points on 0 yuan (6 points on Shanghai Volkswagen Dragon Card, 65,438 yuan+0,000 yuan); Every time you spend $65,438 +0 yuan, you get 7 points (if you spend with Shanghai Volkswagen Dragon Card, you get 4.2 points for $65,438 +000); Spend 1 euro with the European Travel Card and get 9 points. \3. Successfully handled the installment and mail order installment payment business of CCB credit card merchants, and obtained the equal points of the total installment principal at one time (originally, the corresponding points would be accumulated when the principal payable in each installment was recorded); Successfully handle the consumption installment business, without changing the original trading points and calculating additional points; Successful car purchase and housing installment business will no longer accumulate corresponding points. \4. The calculation date of credit card points of CCB is the bank bookkeeping date of this consumption. 5. CCB credit card points are extra points calculated to encourage cardholders to spend, use cards or use related products or participate in activities and meet the reward conditions. Reward points are calculated and used according to the terms of the activities announced by the reward activities. For example, reward points for card opening, double the activity points, etc. 6. The points of the cardholder's main card and the supplementary card are merged, and the points generated by the consumption of the supplementary card are accumulated to the main card. China Construction Bank credit card points accumulation rules \ Cardholders can accumulate points by using China Construction Bank credit card to swipe their cards in hotels, restaurants, entertainment, department stores and other retail stores, as well as by mail order and installment payment through China Construction Bank credit card center. \ \ 3. Credit card points of CCB will not be calculated: \ 1. Pay the revolving credit interest, annual fee, late payment fee, installment fee and other expenses, and withdraw the repayment with Longka credit card; \2. Related expenses withheld and remitted, and transactions paid by credit card; 3. Merchant consumption, financial and government payment transactions (such as insurance, investment, tax payment and fines) in non-profit industries such as real estate, automobiles, wholesale, hospitals, schools, charity and social services; \4. Other transaction types and merchants designated by China Construction Bank. 5. CCB has the right to deduct the cardholder's points for the transactions that should not be given due to the merchants' failure to install bank card acceptance equipment as stipulated by China UnionPay. China Construction Bank will not be responsible for the accumulated points caused by the failure of the acquirer or the merchant to correctly set the merchant category according to the regulations of China UnionPay. \6. If the goods or services purchased by credit card are returned for any reason, or the money is returned due to a purchase order dispute, or returned for other reasons, China Construction Bank will deduct the points originally obtained through this transaction. \ \ If you still don't know how to calculate the credit card points of CCB, you can call 95533 customer service for detailed consultation.

Can credit card points of CCB be merged?

Under normal circumstances, it can be merged. Now the landlord can merge the credit card points under his own name through the operation path of online banking-credit card-credit card management-credit card points merger, which is still very convenient.

However, there are some special card points that cannot be transferred out or transferred in.

For example, points such as Volkswagen Dragon Card and Aviation Co-branded Card (China Eastern Airlines Dragon Card, Yin Zhilong Card, China Southern Airlines Dragon Card, etc.) may not be transferred in and out.

Points such as car cards, transformers cards and Barbie cards can be transferred out but not transferred in (because the points of such cards are all redeemed for special gifts).

Therefore, whether the card points in the landlord's hands can be merged depends on the specific card type ~

Can CCB credit cards be merged?

CCB credit cards cannot be merged. Different credit card grades and types, cardholders enjoy different rights and interests and have to bear different annual fees. In addition, the credit lines of multiple CCB credit cards under the same name are shared, and the credit lines cannot be superimposed.

However, the points accumulated by CCB's multiple credit cards will be merged into one account, and cardholders can use these points to exchange gifts in integral mall, and they can also participate in points preferential activities.

This concludes the introduction of how to combine credit card points and bills of CCB. I wonder if you have found the information you need?