The credit card repayment date of CITIC Bank can be postponed for 3 days to repay the credit card bill. Under normal circumstances, CITIC Bank's credit card has a three-day grace period, that is, the credit card repayment grace period is three days after the final repayment date. If the cardholder pays the credit card bill on time within the grace period, it will not affect the credit investigation.

How to deal with overdue credit cards?

1. If it is overdue for 20 days, take the initiative to pay the principal and interest in arrears and call the bank to explain that it is harmless. If the credit card fails to activate the annual fee, the bank can issue a non-malicious overdue certificate, which will not affect the loan application and bid.

2. Overdue for more than 20 days. If the bank has not submitted the user's bad records to the People's Bank of China, it is expected to eliminate them by actively contacting the bank to inform the reasons for the overdue records after taking the initiative to repay. If the bad record is already on the credit record of the central bank, the parties concerned shall immediately pay the principal and the overdue fine, and continue to maintain good credit habits. In this way, personal credit will repair itself after five years.