Please don't worry. Generally, the reasons for the failure of CITIC Bank's credit card application are nothing more than the following situations:

1. Encountered black intermediary

Try to choose a formal banking institution when applying. Many intermediaries and some roadside card offices collect money to defraud money and user information, and cannot approve cards.

2. Less application materials.

Applicants must pay attention to the authenticity and integrity of the application materials, which is an important basis for banks to approve cards. This information is especially important when applying for a credit card for the first time. For example, if you have a house and a car, you can submit the approval documents such as the purchase contract and vehicle driving license. If there are only simple materials such as a copy of the ID card, the probability of passing is very small.

3. Have a bad credit record

After receiving the credit card application, the bank will check the applicant's credit record through the credit information platform. If the credit record is good, the credit card is more likely to be approved.

In your case, it is very likely that your first application materials are insufficient, resulting in insufficient bank scores and failure to pass the examination. There must be at least half a year between the second application and the first application. If there is not enough time, the continuous application will be rejected.

I suggest you wait patiently and wait a while before applying for a credit card.