E-card is a kind of non-physical debit card for online shopping payment, which is only for ICBC personal online banking users to apply for online self-service. It is a card set up separately to prevent individual customers from being stolen by illegal users during B2C online shopping. Basic account, a folding smart card, uses a multi-currency current all-in-one card as its electronic card. Credit card personal card swipes 5 times or accumulates to 5000, free of annual fee. The money spent online can only be counted as the number of times, not included in the amount of 5000. If the business card is free of annual fee, it needs to be swiped 100 times or 654.38+10,000 yuan. Platinum card needs to spend 200 thousand yuan by credit card to reduce the annual fee. You only need to buy the student card for 3 times or 3,000 yuan to reduce the annual fee.