1. Pay off the debt as soon as possible.
If your credit card is overdue, the cardholder must pay off the debt as soon as possible. If you don't pay off the minimum repayment amount for three consecutive months, you will be blacklisted by the bank, and you can basically bid farewell to banking business from now on.
2. insist on brushing more and returning more.
Cardholders should never blindly cancel their credit cards after they expire. They must keep using them and pay more. Even with 10 yuan, they can swipe their cards and accumulate a good credit record. It's only a matter of time before the amount increases.
3. Urgent need for funds to apply for increasing the temporary quota.
If you need money urgently, you can call the bank's customer service to apply for an increase in the temporary limit, which needs to be paid off in one lump sum on the next repayment date. In order to avoid causing economic burden, cardholders should make a careful decision.