1. Telephone inquiry: This is the simplest and most direct method. Cardholders only need to call the customer service phone of the bank, provide their own identity information and information they hold, and then they can check their personal credit limit.
2. Online banking inquiry: This is also a relatively simple and quick method. Cardholders only need to log in to the bank official website and enter their own identity information, then they can inquire about their personal credit limit.
Third, SMS inquiry: Most banks have set up SMS inquiry service for personal credit limit. The cardholder only needs to use the mobile phone number reserved by the bank and send the contents required by the bank to the bank service number, so that the credit limit can be inquired.
4. Counter inquiry: Cardholders can also choose to inquire at the counter, but they need to queue up with numbers.
5. Bill inquiry: Your credit card limit will be listed on the credit card statement received every month.
In our daily life, we often encounter the situation that the capital turnover is ineffective. At this time, you can choose the minimum repayment limit to repay, which can ensure that your personal credit record will not be affected, and there will not be too many late fees. However, it is important to note that the minimum repayment amount must be paid in full, otherwise you will encounter a high late payment fee. ?