loans overdue will affect credit cards. Upon inquiry, Dadi Insurance Loan is a loan product of a regular company, and the credit was collected at the meeting. When Dadi Insurance loans overdue, it will leave a bad record on the credit, and the bank of the credit card held by the overdue person can see the bad record on the credit, thus thinking that the overdue person is a high-risk customer, which will lead to the credit card being downgraded or unusable.