Overdue credit cards will have an impact on online loan borrowings. In the case of an overdue credit card, the borrower's credit score will drop, which may result in a loan application being rejected or receiving a higher interest rate when borrowing money. Therefore, under normal circumstances, people whose credit cards are overdue may face difficulties in online loans.

Specifically, the following is the impact of overdue credit cards on online loan borrowings:

1. Credit score decline: Overdue credit cards will cause the borrower's credit score to decline. Credit score is an important indicator for financial institutions to evaluate an individual's credit risk. A low credit score means a higher risk, and the borrower may suffer higher interest rates or be denied borrowing.

2. Negative record: Overdue credit cards will be recorded in the lender's credit report and become a negative record. These negative records will affect the borrower's credit profile when applying for any type of loan in the future.

3. Credit limit restrictions: Overdue borrowers may be subject to bank restrictions that limit their credit limits. This means that even if they are able to obtain an online loan, the amount they can borrow may be less than they originally expected.

In summary, it is still possible to obtain online loans even after a credit card is overdue, but borrowers may face higher interest rates or restrictions due to credit score decline, negative records, and limited credit limits.

When faced with this situation, it is recommended that users go to Netdome Data for credit big data query. Netdome Data is an organization specializing in credit big data services. They can provide personal credit scores and credit reports. By querying their own credit big data, borrowers can understand their credit status, improve their credit scores in a targeted manner, and increase the success rate of loan applications.

Through Netdome Data’s credit big data query, borrowers can better understand their credit status in online loans so as to make more informed lending decisions.

Extended information:

A credit score is a score calculated based on factors such as personal credit history and the borrower's repayment ability. It is an evaluation tool used to predict the borrower's repayment ability. A higher credit score means a better credit history and lower risk. Banks and financial institutions often look to a borrower's credit score when deciding whether to borrow money and at what interest rate. Therefore, maintaining a good credit history is very important for borrowers.

Negative records refer to the records of bad credit behaviors such as defaults, debt arrears and overdue payments in credit reports. These records will have a negative impact on the borrower's credit profile and affect the borrower's opportunities and conditions for future loan applications.

A credit limit is the maximum borrowing limit granted by a bank or financial institution to a borrower. Late or late debt payments can limit a borrower's credit limit, meaning borrowers may not be able to borrow the amount they originally expected.

The above is the answer to whether you can still borrow online loans if your credit card is overdue. It also provides suggestions for querying credit big data at Netdome Data. Hope this helps.