Current location - Trademark Inquiry Complete Network - Overdue credit card - Without a job or a high degree of education, can I apply for a small credit card?
Without a job or a high degree of education, can I apply for a small credit card?

Generally, it can be handled, but it is not the same as the conventional handling method. After all, you do not have a job, but you can deposit a sum of money in the bank and apply for it after a period of time, and it will be easier to handle. The first one: Agricultural Bank of China. Agricultural Bank of China is the bank that values ??strength the most. Apply for a debit card at Agricultural Bank of China and transfer your 400,000 yuan. They can apply for a gold card debit card for you. Once you get the gold card, you can If you are one of their VIP customers and apply for an Agricultural Bank of China credit card, you will need to pay at least RMB 20,000. If you don't want to transfer it, you can also use the real estate certificate as proof of financial resources. You can also get it at the Agricultural Bank of China, and the limit is about 8,000. Second: Industrial and Commercial Bank of China; if you have a deposit in Industrial and Commercial Bank of China, this is enough for them to cancel the card unconditionally.

What you should note is that when applying for a credit card as a freelancer, it is best to go to the counter to apply. Online applications are usually rejected instantly, and the more times you apply, the faster the rejection.

In fact, major bank credit card centers are quite cautious about credit card applications for freelancers. On the one hand, this is because freelancers’ residences are very mobile, and on the other hand, many freelancers The income of workers is not as stable as that of professionals. However, as society re-understands freelancers, some banks have gradually begun to pay attention to freelancers as a special type of customers.

Currently, China Merchants Bank has opened credit card applications for freelancers. You can deposit your deposits to China Merchants Bank, so that your status as a freelancer is not an obstacle. What the bank mainly values ??is that you still have credit card applications. ability and credit.