Hengfeng Credit Card APP is the online client of Hengfeng Bank’s credit card, which is constructed to facilitate customers’ needs. Hengfeng Bank Credit Card is a personal credit card product launched by Hengfeng Bank. Now available: Stellar Platinum Credit Card, Hengfeng Bank Car Owner Credit Card, JD Finance Co-branded Credit Card, etc.

1. Introduction

Hengfeng Bank Co., Ltd. is one of the 12 national joint-stock commercial banks. It has 18 first-level branches and 306 branches nationwide; in addition, it has initiated the establishment of 5 rural banks. The national layout is accelerating, and a large number of branches, branches and subsidiaries are preparing to open. At the same time, it is rapidly expanding overseas business and setting up overseas branches. As of the end of 2016, Hengfeng Bank's total assets reached 1.2 trillion, achieving rapid and leap-forward growth in all aspects.

2. Business introduction

1. Card application conditions

1) Aged between 18 and 65 years old (overseas residents between 25 and 65 years old), with stable Customers with good job and income and good credit record can apply. The credit card application results are subject to the final actual review by Hengfeng Bank.

2) Supplementary card applicants must be 14 years old or above; supplementary card applicants are direct relatives of the main card applicant, that is, the relationship between the main and supplementary card applicants is: spouse, parents, children .

2. Secure card application

1) Application for Hengfeng Bank credit card should be processed through Hengfeng Bank’s formal channels, such as bank branches, official websites, or those holding a formal work permit or business card Salespersons, etc., should not transfer it through intermediaries or others to avoid personal information being misappropriated, and should not provide untrue information when applying for a card, so as not to have a negative impact on personal credit status.

2) Please keep your identity documents properly and do not leak personal financial information to strangers.

3. Bill installments

1) The Bank provides eligible cardholders with the service of installment repayment of bills issued by their credit cards. Our credit cards support RMB accounts. Bill installments. This service is only available to holders of the Bank's personal credit card principal card, and supplementary card holders cannot apply.

2) Enjoy the freedom to choose the number of installments: you can freely choose between 3, 6, 12, 18 and 24 installments.

3) Enjoy the freedom to choose the installment amount: you only need to repay the minimum repayment amount of the current bill, and the remaining amount (only the consumption part) can be applied for bill installment.

4) Enjoy a longer interest-free repayment period: If you successfully apply for installment of this bill, the first installment amount and handling fee will not be incurred until the next bill, and you can enjoy a longer interest-free repayment period.