Postal savings credit card withdrawal interest is charged at 0.5 ‰ of the daily withdrawal amount, with no interest-free period. You will be charged the next day after withdrawal, and you will have to calculate compound interest if you don't pay it back within one month.
Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards.