Relevant provisions on credit cards of Guangfa Bank:

1. Cardholders can realize credit card consumption, ATM withdrawal, transfer and various payments through the electronic payment network established by the bank, magnetic stripe reading of cards and manual password input.

2. The expenses incurred through the card are equal to the reduction of the balance of the savings account. If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and you can get it right away without bank approval.

E-wallet users usually have an account in the bank. When using e-wallet, first install the corresponding application software, and then use the e-wallet service system to input electronic money into your account. When receiving and paying, users only need to click on the corresponding items on the computer.

The system is equipped with the function management module of electronic money and electronic wallet, which is called electronic money wallet manager. Users can use it to change passwords or security methods, and use it to view accounts, lists and other data of electronic money receipts and payments in their bank accounts. An electronic transaction recorder is also provided in the system, and customers can know their shopping records by querying the recorder.

4. A set of servers connecting the internal network of the bank and the Internet. Its main function is to complete the communication, protocol conversion and data encryption and decryption between them, thus protecting the security of the bank's internal network. Without payment gateway, the electronic payment function of online banking cannot be realized.

With the continuous growth of online market, online transaction processing will become the basic function of every payment system. Nowadays, merchants are often inefficient in data transmission. With the payment gateway, this problem can be effectively solved, so that banks or traders can maintain their due efficiency in the case of rapid development of the online market and increasing online transaction volume.

Therefore, Guangfa Credit Card can be paid offline by binding WeChat.

Extended data:

Functions of CGB Credit Card:

1. According to the company's development strategy, analyze the company's existing human resources situation, predict the personnel demand, formulate and modify the human resources plan, and implement it after being approved by the superior leaders.

2. Conduct job analysis with the assistance of various departments; Put forward opinions on post setting adjustment; Clear departments, job responsibilities and job qualifications; Compile, revise and improve the job descriptions of departments and posts; Reasonably evaluate the post value.

3. Adjust the management of asset purchase (investment), financing (financing), operating cash flow (working capital) and profit distribution under a certain overall goal. Theory and practice are developing in a spiral, interdependent and promoting each other in constant inspection and summary. As a specific category of theory and practice, management theory and practice also conform to the relationship between the above theory and practice.

Baidu Encyclopedia-China Guangfa Bank

Official Website of Guangfa Bank-Credit Card Charter

Baidu encyclopedia-credit card