What is the general quota of Zhongyuan Bank JD Finance Co-branded Card?
As we all know, the credit card limit is related to the applicant's credit conditions and the credit card limit applied for, and the credit card limit of Zhongyuan Bank is also graded. This Zhongyuan Bank Jingdong Financial Co-branded Card is a UnionPay Platinum Card. According to the credit rating of Zhongyuan Bank, the credit limit is generally above 50,000 yuan.
But in fact, the card amount may be lower than this standard, depending on the applicant's credit status, and the cardholder's age, gender, work unit, position, salary income, family conditions and other factors will affect the card amount.
In order to obtain high credit, applicants need to improve their credit card strength from two aspects:
1, Zhongyuan Bank
Under the basic conditions of credit card application, providing additional financial proof can effectively gain the trust of banks, such as real estate license, driving license, large deposit documents, financial proof and so on. , can be a good proof of your consumer demand and repayment ability.
2. Jingdong Finance
My JD.COM account is active and my credit score is high. When I was shopping in JD.COM, there were no bad reviews and no overdue IOUs.
To sum up, Zhongyuan Bank's JD Finance co-branded card is a platinum card, with a theoretical quota of more than 50,000 yuan. However, if the applicant applies for ordinary qualifications, the initial quota may be only several thousand yuan. Don't sell the card at this time just because the quota is low. Slowly raising the card has the opportunity to increase the quota.