It is possible to overdraft with an empty card,

No. 1: Cash out the credit card limit. Currently, many non-financial institutions can do cash out. This kind of cash-out can only use the limit of your credit card itself. Swipe the full amount with the card, and then the person who swiped the card will give you cash immediately, but there will be a handling fee ranging from 1.5 to 3.

No. 2: This is the empty card cashout mentioned by the poster, which means that the credit card limit you currently hold has been emptied, but you can still withdraw money, and it is 2- of your credit card limit. 3 times. However, cashing out empty cards is currently limited to China Merchants Bank and China Minsheng Bank. Moreover, the handling fees are relatively high, with the highest reaching 25 and the lowest being around 15. Usually the intermediary takes you to some merchants such as Suning Appliances or Gome to buy electrical appliances and pay by credit card in installments. Then the intermediary gives you cash and charges a handling fee. As for the purchased goods, the intermediary will return them to the mall through some means.