It is easy for some people to apply for a credit card, but some people often get beaten when applying for a credit card. What's wrong with this? Maybe it's because your identity is not likable! The following small series will take stock of the applicants who are not waiting for the bank.

1. Bad credit record

As we all know, credit card is a business based on personal credit. Therefore, if you want to apply for a credit card, you must have a good reputation. If there are bad records, such as overdue, please wait until the records are eliminated before applying for a card.

2. People with high debts

Excessive personal debts will affect their repayment ability. You know, what banks are most worried about is that cardholders don't pay back the money. Therefore, for such people, banks usually refuse.

3. Job instability

Job stability directly affects income. Employment is unstable, and income will not be stable. For risk reasons, banks generally do not approve cards. Job instability is mainly manifested in the short length of service in a single job. If you change your job every once in a while, the bank will feel that your job is not stable enough.

4. People in high-risk occupations

People in high-risk occupations are more prone to accidents. The banking industry is worried that such people are prone to problems, so they will not approve cards.