Legal analysis: it depends on the specific situation. If the credit card debt is used for husband and wife to live together, it belongs to husband and wife's joint debt, and both husband and wife should bear the responsibility for repayment. Otherwise, the other party does not need to bear the repayment responsibility.

The following property acquired by husband and wife during the marriage relationship shall be jointly owned by husband and wife:

(1) Wages and bonuses refer to the wages, bonus income, income from various welfare policies and subsidies of one or both parties during the existence of the husband-wife relationship;

(2) The term "income from production and operation" refers to the income from production and operation of one or both spouses during the existence of the relationship between husband and wife;

(3) Income from intellectual property rights refers to the income from intellectual property rights owned by one or both spouses during the existence of the relationship between husband and wife;

(4) The property acquired by inheritance or gift refers to the property acquired by one or both parties due to inheritance and gift during the existence of the husband-wife relationship.

Legal basis: Article 1089 of the Civil Code of People's Republic of China (PRC). At the time of divorce, the joint debts of husband and wife are paid off by both parties. If the joint property is insufficient to pay off or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment.