At present, China Banking Regulatory Commission (CBRC) is more and more strict in the supervision of bank credit cards, which restricts the use of cards and accounts for a large factor. In the future, online lending will become a thorn in the side of banks.

So don't touch online loans, not only the interest is much higher, but also a big negative deduction in banks. Do your own self-discipline and don't be tempted by some loans from the whole network.