Are you talking about grass-roots network organizations or associations of management organizations? If it is a grass-roots cooperative, it will not exceed three days, and if it is a cooperative, it will not exceed seven days, provided that the loan has been submitted for approval, not from the day you apply for the loan. Different regions also have different time requirements and regulations for approving loans. After all, credit cooperatives also have the nature of enterprises. The answers provided above are for reference only.

Two, rural credit cooperatives loans need to go through many audits to pass.

The loan review time of rural credit cooperatives is generally 1 working day, which can be completed as soon as possible. Because the staff of rural credit cooperatives need about one working day to review, they can get the loan on the same day if they want to review it quickly. Here, let's take a look at how long it takes for rural credit cooperatives to review loans. Generally speaking, when applying for a loan in a rural credit cooperative, the loan review time is as follows: the applicant submits information, ID card, proof of address, proof of income and other materials. If the review is completed, the rural credit cooperatives can also review the lender's marital status, spouse's basic situation, living conditions, professional income and other contents on this basis. If the submitted materials meet the national regulations, the rural credit cooperatives will review them faster.

Third, rapid loans from rural credit cooperatives.

If the loan is not repaid, it will leave a bad record in the PBOC credit information system. When there is a bad record, even if you repay the loan, it will take five years to eliminate the bad record. Bad records have a great influence on personal life, especially when dealing with financial institutions. Check it yourself.

4. How long does it take for the rapid loan approval of rural credit cooperatives?

Seven working days,

Credit cooperative loans can be released within seven working days at the earliest. If the credit union is short of funds, it may be slower, and it will take about 1-3 months.

Credit cooperative loan conditions:

1. The borrower is at least 18 years old, but not more than 60 years old, and has full capacity for civil conduct and valid identity documents.

2. The borrower has a stable job and economic income and can repay the loan on time.

3. The lender agrees to other conditions required by the rural credit cooperatives.