The credit report is a record of personal credit information issued by the People's Bank of China. It is the basis for commercial banks to review your loan qualifications and credit records, depending on the personal credit record. It is recommended that you contact the outlet where you want to apply for loan business for consultation.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.