After the credit card is returned, the credit record will be updated before the billing date of next month. The new version of the credit information regulations requires institutions to submit data to the credit information center at the collection time T+ 1, and the central bank will update the credit information report this month after reporting.
In 2022, Zhongyuan Bank limited the number of prepayments. After the bank stipulates that the loan time is one year, the lender can apply