It's the first time to apply for a China Merchants Bank credit card, with a limit of 8,. How much can I withdraw for the first time? Is there a handling fee? How to withdraw 5 thousand? How many procedures are needed? Hello, cash advance fee of China Merchants Bank's credit card: the domestic RMB cash advance fee is 1% of each cash withdrawal amount, and the minimum fee is 1 yuan RMB; The handling fee for overseas cash advance is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 3 yuan RMB (American Express Card-Centurion Black Gold Card, American Express Card-Centurion Platinum Card is USD 5 or 3 yuan RMB). There is no inter-bank handling fee for cash advance.

interest: advance cash does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at the daily rate of .5 ‰, and compound interest will be charged on a monthly basis.

limit: the advance cash limit is generally 5% of the credit limit (except for cards with special provisions). At the same time, the maximum daily cash advance for each card in China is RMB 2,; The cumulative amount of cash advanced by each household on overseas non-UnionPay lines shall not exceed the equivalent of US$ 1, per day, US$ 5, within one month and US$ 1, within six months.